You’re not as old as you think so stop that retirement talk
Garry Marr | 24.Jul.2013 – Financial Post
The C.D. Howe Institute says 65 is the new 60, so maybe it’s time we all stop dreaming about retiring early.
Is now the worst time to retire? Not even close
But it may be the worst time to depend on bank deposits, bonds and insurance products
Melting Arctic ice called ‘economic time bomb’
CBC News – Posted: Jul 24, 2013
Researchers put cost at $60 trillion over 10 years, almost equal to entire world economy in 2012. Ice floes float in Baffin Bay above the Arctic circle as seen from the Canadian Coast Guard icebreaker Louis S. St-Laurent. A group of economic and scientific researchers say melting
More Canadians in debt and making lower monthly payments
Linda Nguyen-Toronto — The Canadian Press
A new poll suggests that more Canadians are in debt this year and taking longer to settle their accounts.
The study released Wednesday by the Bank of Montreal found that 83 per cent of Canadians surveyed admit to having some form of debt, an increase from 74 per cent a year earlier.
But the poll also found that the average amount of monthly debt repayment has fallen by 13 per cent from a national
Why talking about money is so hard to do?
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Couples discuss many personal things, but the details of what they make and how much they spend is often not included. Here’s how to change that.Talking about money is an intimate thing and while many couples can discuss much more personal things, the nitty-gritty of what they
Even Superman could use life insurance!
By: Melissa Leong |2013/07/20 – Financial Post
Life insurance and disability insurance are not top of mind for young adults. It’s because they think they’re Superman, an insurance expert said to me. Well, Superman could use life and disability insurance too. As shown in comic books and movies, he could get hurt. He could die. We enlisted Alex Hoffman,
With $15,000 start, couple builds healthy Canadian retirement
By:Andrew Allentuck / Financial Post
Situation Couple new to Canada in 2000 wonders if they will be ready for retirement
Strategy Sell money losing condo, use equity to pay down home mortgage, boost wealth.
A couple we’ll call Roberto and Maria, each 49, came
6 People Who Determine Your Future
By: Lewis Schiff/ inc.com
The most successful people in the world have a small, structured network of core contacts. Here’s how you can, too.
How many “best friends” do you have? Social scientists say most people count just four friends with whom they can discuss very important matters, but the
How to Make a Decision When Your Team Doesn’t Agree!
By:Margaret Heffernan / inc.com
In light of Margaret Thatcher’s death, much discussion has ensued about her leadership style. That she could–and did–carry the day cannot disguise the fact that she polarized so many. She carried the majority, so what went wrong?
Randall Peterson, professor of organization behavior
Your CMHC insurance doesn’t protect you
By Gail Vaz-Oxlade / Moneysense.com
While it’s true that banks aren’t on the hook for loans that have been CMHC insured, it doesn’t mean you are off the hook.You know that whopping insurance premium you had to pay to Canada Mortgage and Housing Corporation (CHMC) because you had less than 20% for a downpayment on your home? Did you know that CMHC doesn’t consider you off the hook just because you forked over all that money? Here’s a letter I received that highlights the problem:
I have a judgment against me by CMHC from a
10 Things Thomas Edison Forgot to Tell You
By
“If we all did the things we are capable of, we would literally astound ourselves.” — Thomas A. Edison
I love Mr. Edison’s quote just as the next optimist or personal development enthusiast does because it is insightful and it sheds light on a common, rather rampant problem of a lack of self-actualization by
