BUSINESS OWNERS-TAKING CONTROL OF YOUR GROUP BENEFITS.
* Are you a business owner and fed up with increasing benefit premiums?
* Do you feel that you pay a lot in premiums, and your employees are not claiming?
* Are you incurring expenses that are not covered on your health plan?
Making life insurance top of mind!
If you asked a handful of people how they’re fixed for life insurance, their responses would likely range from “I should really think about it” to “I have some but I need more” to “I’m not sure I need it”. These sentiments are reinforced by recent research which revealed that only 33% of Canadians own individual life insurance and a third of all consumers believe they need more life insurance.
How You Can Save On Your Life Insurance Premium.
Life Insurance is instrumental when it comes to protecting your loved ones in the event of death. Life insurance is also a way to relieve some of the anxiety that family members may feel as they wonder how they will get by should a breadwinner in the family pass on.
Here are some helpful tips on things you should do to ensure you are able to get the best possible premium for
5 Tips on Managing Your Finances.
The one major rule for managing your money the right way is “don’t spend more than you earn”. This principle sounds simple but is actually harder than we think to follow. Here are some tips to help you manage your money the right way:
1- Analyze, understand and know your financial situation.
Sit down and look at your expenses, spending history, assets and savings. Knowledge of your financial
Top 5 things- Mortgage Insurance from a Lender versus a Financial Institution.
Mortgage insurance was created for the sole purpose that if something was to happen to you, your mortgage will be paid off.
Many people in the marketplace today are not aware of the fact that there are options when it comes to
Are you “New comer” to Canada?
Are you New Comer to Canada? Are you Resident of Ontario? WELCOME!
But; Do you know? You have No medical coverage of Ontario Health Insurance Plan (OHIP) in first 90 days of your arrival to Canada?
What if any Medical or Emergency arises for you and your family?
How a 2% fee adds up to $350,000 over time?
Author:Adam Mayers/ You ignore investing fees at your peril. The longer they add up, the worse it is for you, costing tens of thousands over the life of your investments.
Who wouldn’t walk a mile for a 50 per cent off sale at their favourite store? But in the world of investing you should be banging down the doors to cut your fees by 1 per cent.
Borrowing to invest? There are times when it makes sense, like now!
Author:Ted Rechtshaffen/ Debt, margin, borrowing, leverage. All supposedly bad words for investors. Things they should be sure to avoid.There are times when I agree. Today is not one of those times.
Today I can get a five-year fixed mortgage at 2.99%. If I use those funds to invest in a taxable account, the interest
World’s workers not confident about comfortable retirement
Author:USA Today & Star Staff/ Only two in ten workers around the world are certain they will have an easy retirement, a new global survey shows.Few workers around the world are confident they’re going to have a comfortable retirement, a new global survey shows.
Only two in ten have high confidence levels
6 Worst Financial Suggestions Given By Your Friends!
Author:Lianne Martha Maiquez LaroyaWe-Lifehack/ We often turn to our friends for advice in our day-to-day lives. Whenever we encounter a problem in our relationships or a bump in our jobs, the support of our friends manages to help us get through it. This is why we talk to them about our money management as well. Friends stick together
